Typically, there are more than 70 water damage incidents monthly in a population of 100,000 people. That means that there are over 1,400 water damage incidents per month in a metro area the size of Houston. Even though there is a minimal chance that you may experience a water damage incidence in the next five years, there there is a very good chance that you won’t be ready for it. The water damage may be very devastating, especially if you do not know what to do in this situation.
First, remain calm. Be sure to turn off the breaker to the wet areas of the building before entering hose areas, or unplugging and moving anything electrical. Only then should you move any items on the floor to dry areas. If the source of the water is a broken or leaking pipe, turn off the water to building, or to that area.
Second, call a professional who has the experience to know how to handle these situations. Then the professional will know how to take care of your problem. They can immediately being the drying process, and most importantly, take control of the situation and put your mind at ease. They will monitor the drying process daily, and keep your insurance company informed.
Third, don’t wait. Most insurance policies require the insured to take actions to mitigate further damage. Experts agree that the first 48 hours are critical in preventing the growth of mold and other microbes that can lean to can unhealthy environment and the need for more extensive structural repairs. That’s why it is important to have professionals on site as soon as possible to remove all excess water and set up the property equipment to produce large amounts of dry air and begin the drying process immediately.
Flood Damage Restoration to Make Your Home Like New
Flood water damage can be the worst kind of water damage to your home. Not only can the water seem to get everywhere, but the water is often dirty and rife with bacteria. Often, flood water will mix with water from the drainage and sewage system, which is the last thing you want in your home.
In this article we'll take a look at some of the steps you can take, following water damage, in order to repair the damage and prevent it getting any worse. Here are the key things you need to do to minimise flood water damage:
Remove Possessions And Furniture: You'll want to remove everything from the rooms that are effected by the flood water. Even if the objects aren't actually submersed in water or are on a damp area, it would be wise to remove them simply because the humidity and bacteria in the room can cause harm.
Remove Water And Dry The Area: Next you'll also want to remove all the excess water from the room, and dry out any damp areas. Open windows and use fans to circulate fresh air through out the room. Also, make use of a dehumidifier to reduce any moisture in the air - this will greatly speed up the drying process.
Use Detergent To Kill Bacteria: The major downside to getting a build up of water in the home - especially flood water - is that it encourages the build up of mold and mildew. Mold will form within 24 - 48 hours of the dampness forming, so it's critical that you combat it as soon as possible. It will multiply and spread very rapidly and can pose a serious threat to your health, so you should prevent it getting out of hand. Use a mild detergent to kill any harmful bacteria and mold. Use the detergent on not only the damp areas, but also on any possessions that have been in contact with the water.
Seek Professional Help: At this point you should seriously consider enlisting the help of a professional flood water damage service. They will be able to fully ensure that all water and moisture are removed and dried out. They'll be able to use special equipment to detect if there is any moisture behind walls that you otherwise wouldn't know exist. They'll also have the correct disinfectant chemicals to ensure that all mold is killed and not spread further throughout the house. Following flood water damage, you may also need to enlist the help of professionals to repair any structural damage that has been caused by the flood, such as significant damage to walls or flooring.
In conclusion, the process of recovering from the aftermath of flood water damage can be a time consuming and stressful job. But it's not something you should postpone, no matter how small the damage may seem. Not only will taking immediate action get you back to normal as soon as possible, you'll also prevent the flood water damage getting any worse.
Water-Flood Damage Information and Tips
Are you confused about what types of water damage is covered under a home insurance policy. In Florida, your policy may cover items that are not covered in other states. With so many residents coming from other states there are covered claims not being made because the homeowner doesn't know it is covered. Most homeowners know that storm damage is covered but what if there wasn't a storm?
Often we see homes with damage that would be covered but the owners did not know and could not afford to fix it so it went unrepaired and causes further damage. For example some policies cover appliance failure, that means if your dishwasher breaks, your toilet overflows, but also if your A/C leaks in your attic and damages your ceilings or your water pipe in the wall springs a leak. Yes these things are often covered in florida but may not be in other states. This is where you look to see if you have a HO3 or HO2 policy. Most florida policies are HO3.
Homeowners should never use the word flooded when talking to their agents unless you are sure you have the flood insurance added which some homeowner policies in florida have but in general flood insurance is purchased separately. Use the term water damage whenever possible. It may sound trivial but it is the difference between accidental and intentional. You would never use those words interchangeably so don't use the word flood when you mean water damage.
Also should your toilet supply line malfunction and begin flowing water continuously many homes in Florida are on septic and this flowing water will fill your septic before you notice it running out of you toilet. Do not use the words septic overflowed or septic backed up, just leave out the word septic altogether because your policy does not cover septic malfunctions. The original cause is the toilet supply line so you must not confuse your insurance company by saying your septic backed up and there is sewage water all over your house.
If you call a water remediation company and they have Carpet Cleaning in their name be sure they don't destroy your carpets and actually clean them because the bill to the insurance company will say you paid to have carpets cleaned. Sounds stupid doesn't it but it happens and your new carpets will not get replaced even if the water cleanup crew cut up your carpets and pads in the remediation process. You will end up arguing the obvious so just avoid using a carpet cleaning company in your water removal and cleanup.
Another word is mold. Mold is always in your home and if it contained in a 10 foot radius it is not the real issue. The cause of the mold is the real issue. Many homeowners remodel their bathrooms and don't pay attention to venting the shower steam. It is mandatory for all bathrooms to have a vent or a window to vent out the moisture. Sealing these up and tiling the entire room can lead to mold behind the tile and eventually throughout a nearby room. If the inspector determines the lack of a vent to be the cause it is likely not covered and you will have to install a vent and have your home gassed to lower the mold count.
Many homeowners don't know these little things that could get your claim denied. The best offense is a good defense so contact a trusted contractor. A good insurance contractor will bill the insurance company directly and be able to do a detailed claims analysis.
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